What life insurance plan is best suited for you?
What life insurance plan is best suited for you?
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Term Insurance
Term Insurance
Temporary plans from 10 to 30 years
Protects mortgage on home
Protects loss of income
Typically lower premiums
Can include living benefits
Ability to convert to permanent
Best for growing families
Age & health conditions to qualify
Permanent Insurance
Permanent Insurance
Lasts until you pass away
Accumulates cash value
Loan availability
Premiums never increase due to health
Can include living benefits
Best for cremation or burial expenses
Can be used for additional retirement benefits (IUL)
Age & health conditions to quality
A life insurance policy needs usually changes every 1 to 5 years for families.
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